This app enables you to compare a PrimaTrade SCF programme with a traditional SCF programme. Adjust the input parameters to reflect your company's procurement profile and current (or potential) SCF arrangements and card payment program. The results will update automatically. PrimaTrade offers the ability to reach all your suppliers supported by a high level of automation - even suppliers in the long tail and in difficult jurisdictions. You can also replace expensive card payment programs with more efficient SCF, collecting an early payment discount to bring in-house the fees that are currently benefiting third parties. On top, PrimaTrade enables early payments to be approved before delivery (at shipment), delivering much earlier cash to international suppliers and much more value to buyer and suppliers - monetising that value with automation into a P&L win for buyers.
Company profile
Highlights from results
Live view of the key outcomes while you adjust inputs.
Recurring annual economic value
Traditional SCF
$2.59M
PrimaTrade SCF
$7.48M
Buyer recurring benefit from SCF
Traditional SCF
$3.10M
PrimaTrade SCF
$5.75M
Free cash flow generated by SCF
Traditional SCF
$42M
PrimaTrade SCF
$62M
SCF outstanding balance
Traditional SCF
$25M
PrimaTrade SCF
$72M
Number of suppliers using SCF
Traditional SCF
20
PrimaTrade SCF
5,787
PrimaTrade: innovations and differences
PrimaTrade's SCF platform is the first of the next generation of SCF solutions, already proven at scale. Key innovations include:
- Universal supplier access: PrimaTrade's platform automates buyer processes (including early payment approvals before delivery), document handling and payments to enable all suppliers to participate; suppliers in difficult jurisdictions and the long tail of smaller suppliers can be included using PrimaTrade's onboarding and KYC/AML capabilities.
- Early payment at shipment: PrimaTrade enables buyers to approve early payments at shipment rather than delivery via supplier-driven PO matching and automation, bringing forward cash to international suppliers by several weeks and increasing the value of the programme to both suppliers and buyers.
- Separation of discount and funding cost: PrimaTrade separates the early payment discount agreed with suppliers from the funding cost, routing the discount to the buyer P&L (net of funding costs) to maximise value for both parties.
- Card programme replacement: PrimaTrade enables buyers to replace expensive card payment programmes with more efficient SCF funding, replacing the card rebate with a direct buyer P&L win whilst reducing overall costs.